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Virginia Beach Mortgage Calculators
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This section of my website was developed to help you better understand your upcomming conversations with a lender. I have many mortgage calculators available and more on the way in the future. As of now, there are 8 mortgage related calculators available. Take it one step at a time and learn to function each calculator by following the directions and descriptions above each of them. I hope this page is a helpful tool for you and I am always open to any suggestions you may have (Go to "Virginia Beach Weekly Blog" and add a comment: Available to the left). Enjoy!
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Virginia Beach APR CalculatorThe APR Mortgage Calculator (Annual Percentage Rate) is designed to show you exactly what your P and I (Principle and Interest) will be on a monthly basis. This will also total your closing costs and give you a close estimate of what they will be. Just type in the loan amount, percentage of the down payment or down payment amount, loan term in years, and your interest rate to find out how much your principle and interest payment will be for your first month.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Calculator
The Loan Calculator is designed to show you a good estimate of what your lender is charging you, your monthly payment amount, what the life of your total payments will equal, and the amount of interest you will be paying over the life of the loan. Just type in the loan amount, your interest rate, the number of "points" your lender is charging you (Points- This is how the lender gets a paycheck. The average amount a lender will charge for your loan is about 1 or 2 points depending on which lender you use. 1 point equals 1% of your loan amount.), and the number of payments you will be making on this loan. Now you can see the total interest paid for the life of the loan and what your lender is charging you to do the loan. For "junk fees," (fees lenders will charge that look important) give my cell a call (757-630-4547) and I will tell you the normal junk fees associated with a transaction.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Home Sellers Proceeds
The Home Sellers Proceeds Calculator is designed to show you a very close estimate of what your proceeds will be from the sale of your home. Just enter the home sale price, your loan balances, the month that you will close, your current property taxes for the year, any loan prepayment penalty your lender is charging you, the sales commission your realtor is charging you, and any other lender fees or fees your agent should be able to tell you about, such as closing fees and negotiated fees. Now you are ready to view the sellers proceeds in the closing box. If you have any questions about the other fees associated with the sale of your home, give my cell phone a call at 757-630-4547 and I will give you the details.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Comparison
The Loan Comparison Calculator is designed to show you the differences between what any lenders are quoting you. Enter the loan amounts (after down payment), the interest rates, the number of points for each loan, and the number of payments for each loan (the loan term). You are now ready to call up your lenders and tell them what they don't want to here from you...You found a better loan from a better lender!
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Calculator
The Loan Calculator is designed to show you exactly what your P and I (Principle and Interest) will be on a monthly basis. This will also let you see what the life of the total payments will equal after the loan term. Just type in the loan amount, percentage of the down payment or down payment amount, loan term in years, and your interest rate to find out how much your principle and interest payment will be for your first month.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Calculator
The Loan Calculator is designed to show you exactly what your P and I (Principle and Interest) will be on a monthly basis. This will also let you see what the life of the total payments will equal after the loan term. Just type in the loan amount, percentage of the down payment or down payment amount, loan term in years, and your interest rate to find out how much your principle and interest payment will be for your first month.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Calculator
The Loan Calculator is designed to show you exactly what your P and I (Principle and Interest) will be on a monthly basis. This will also let you see what the life of the total payments will equal after the loan term. Just type in the loan amount, percentage of the down payment or down payment amount, loan term in years, and your interest rate to find out how much your principle and interest payment will be for your first month.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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Virginia Beach Loan Calculator
The Loan Calculator is designed to show you exactly what your P and I (Principle and Interest) will be on a monthly basis. This will also let you see what the life of the total payments will equal after the loan term. Just type in the loan amount, percentage of the down payment or down payment amount, loan term in years, and your interest rate to find out how much your principle and interest payment will be for your first month.
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DISCLAIMER: There is NO WARRANTY, expressed or implied, for the accuracy of this information or
it's applicability to your financial situation. Please consult your own financial advisor.
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